Device Payment Plan Q&A
Click on each question to learn more about the Device Payment Plan.
The Device Payment Plan is an installment program allowing you to purchase a smartphone or tablet by paying for it in 24-monthly payments with 0% interest.
Customers on a postpaid plan with approved credit can purchase a device on a Device Payment Plan. Current customers wanting to upgrade to a device using the Device Payment Plan cannot have a past-due balance.
In some cases, a down payment may be required when purchasing one or more devices on the Device Payment Plan. The price of the device, the results of our credit inquiry and the number of devices on your account affect this decision.
You can, however, make a down payment on your Device Payment Plan purchase even if one isn't required. Any amount you make as a down payment will lower the amount financed and the amount you pay monthly. You'll have the option to make a down payment at checkout.
If you're a new C Spire customer, you'll pay the activation fee, if applicable, along with the sales tax on the device being purchased with the Device Payment Plan.
Any eligible device discounts or promotional credit will be deducted from the total amount financed and will reduce the sales tax and monthly installment payments.
Yes, you are entering into an agreement to pay the full price of the device being purchased.
With the Device Payment Plan, you only pay the sales tax on the device upfront. The full cost for the device is then divided into 24 monthly payments. With a 2-year contract, you pay the promotional price for the device upfront, in one lump sum.
No. The Device Payment Plan is offered on any available postpaid smartphone plan. The device purchased must be compatible with your plan.
Yes. There is no penalty or additional cost to pay off your balance early and you can make partial payments at any time to accelerate device payoff.
Yes. You have several upgrade options:
Add the Rapid Upgrades Feature
Subscribe to the Rapid Upgrades feature when you get your phone, and you can upgrade after 12 months without having to pay the remaining balance on your current phone. The Rapid Upgrades feature is $5 a month for 12 months. After 12 months, you're no longer charged for the feature whether you choose to upgrade at that time or not. Payments for the Rapid Upgrades feature are nonrefundable and nontransferable. Trade-in of your current phone is required.
Early Upgrade After 18 Months
Once you've had your current phone for 18 months, you can upgrade to a new phone without having to pay the remaining balance (the last six payments). No additional feature subscription required. Trade-in of your current phone is required.
Upgrade at Any Time
If you want to upgrade before 12 months (with the Rapid Upgrade feature) or before 18 months, you can do so by paying the remaining balance on your current device.